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Financing a boat co-ownership share in Miami works much like financing any boat purchase — the difference is you're financing a 1/4 share, not the whole vessel, so the amount is far smaller and the monthly payment more manageable. Several lenders offer unsecured personal loans you can put toward your share, with no marine survey or boat collateral required. Below are options our owners have used; choose what fits your situation, or speak with your own financial advisor. Galenne is not a lender — these are independent third parties, and rates and terms are set by each provider.
Unsecured personal loans for boat purchases, with terms up to 12 years.
Visit LightStream →Generally requires being a Wells Fargo customer for at least 12 months beforehand.
Visit Wells Fargo →Some owners borrow against a 401(k) or other assets to fund their share. Check with your financial advisor on what fits your situation.
Galenne is not a lender or financial advisor. These are independent third-party options shared for your convenience; rates, terms and eligibility are determined solely by each provider.
